About

Designed by you, for you

PIAPRO was formed by PIA, the agents' association that has been providing agents E&O coverage for 80 years, since its inception in 1931. The PIAPRO program is written on Argonaut-Midwest Insurance Company, an A rated and admitted company.

What does joining PIAPRO mean to you? Member agents that participate in the PIAPRO program receive:

Tailored coverage for PIA Members with standard & enhanced forms
Fairness and competitive pricing
Policyholder services, our highest priority
Stability of your E&O market
Ownership in your E&O program with direct input from you

When you get your coverage from PIAPRO, you are dealing with the independent agents' E&O experts. And, you're dealing with people who know. People who care. Your fellow agents.

Policy Highlights

Pay on behalf of contract
Consent to settle does not include a "Hammer Clause" and includes a peer review option
Claims expense allowance is outside of policy limits, subject to cap
Broad definition of "Insured"
Broad definition of "Professional Services" that includes activities like consulting, an instructor of insurance related subjects, insurance expert witness, and others insurance activities
Deductible reduction for the use of mediation
Pay no more than two deductibles in a policy year
Offering a Standard and Enhanced policy
Some reimbursement outside of limits and not subject to the deductible for loss of earnings while attending a trial, hearing, arbitration proceeding or regulatory proceeding concerning a covered claim
Some expense reimbursement outside of limits and not subject to the deductible for attorney fees and expenses while attending regulatory proceedings

Policy Highlights are for illustrative purposes only. Please contact your PIA state affiliate association for actual policy information and samples of the policy forms.